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Health coverage that fits your budget.
Most people who buy their own insurance qualify for help paying for it. We check in minutes, enroll you in a Marketplace plan, and fill the gaps with supplemental coverage where it makes sense.
Two paths, depending on your situation
ACA Marketplace plans
Full major medical coverage from carriers on the federal Marketplace. Premium tax credits lower the monthly cost based on your household income. Open Enrollment runs November 1 to January 15, and life events open a window any time of year.
Learn about Marketplace plans and subsidiesDental, vision and supplemental
Coverage that fills gaps or stands in when a full plan isn't the right fit: dental, vision, hospital indemnity, accident, cancer and critical illness, short-term medical. Simple monthly costs, fast approval.
See supplemental optionsAyuda en español
Our Spanish-speaking licensed agents handle Marketplace enrollment from start to finish. Book a time that works or call and ask for Spanish.
¿Se acerca a los 65? Vea Medicare 101 en español, nuestra serie gratuita de 12 videos.
Why enroll with us instead of on your own
- Same price as HealthCare.gov. Agent help never adds a dollar.
- We check that your doctors and prescriptions are covered before you pick.
- We handle income changes, documents and renewals with you through the year.
- One number to call when a bill doesn't look right.
About this website. This website is owned and operated by Phil-Am Insurance Agency LLC, a licensed health insurance agency. It is not HealthCare.gov or the Health Insurance Marketplace. Eligibility for premium tax credits and cost-sharing reductions depends on your household income and size and is determined by the Marketplace. Examples on this page are illustrations, not quotes.