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Our story
Filipino and American. Family first.
Phil-Am was founded in Houston by Ryan and Rochelle Peters. The name is who we are, and the tagline, People Over Dollars, is how every agent here is expected to work.

How it started
[FOUNDING STORY, paragraph 1: how Ryan and Rochelle started the agency, what they saw in the industry that they wanted to do differently.]
[FOUNDING STORY, paragraph 2: who Phil-Am was built to serve, the Filipino-American community and the Houston families it grew from, and how that grew to 39 states.]
[FOUNDING STORY, paragraph 3: what People Over Dollars means in practice. A specific example of telling a client not to buy something.]
What the logo means
The dark blue and light blue are Phil-Am and Insurance. The sun is from the Philippine flag. The two reds are the red of the Philippine flag and the red of the American flag, side by side. It is a family crest as much as a logo.
How we work
- Independent. We represent many carriers and compare across them.
- Free to you. Carriers pay us; your premium is the same either way.
- Yearly reviews. Plans change, so we check yours every fall.
- Three languages. English, Spanish and Tagalog, on staff.
Who you'll talk to

Ryan Peters
Agency President and co-founder. Licensed in life, health and annuities. Father of eight.

Rochelle Peters
Chief Executive Officer and co-founder. Leads client service and the agency's Medicare and Marketplace work.
Where we're licensed
Phil-Am Insurance Agency LLC holds agency licenses in 39 states, with our home office in Houston, Texas (license 2988496).
See the full list of statesCarriers we work with
We represent A-rated carriers across Medicare, health, life and annuities. [CARRIER LOGO ROW, with each carrier's marketing approval on file.]